Saginaw Bay Symphony Orchestra


We wouldn't be here without you!

The 85TH ANNIVERSARY program is in celebration of our 85th Season. Help us continue our mission to provide exceptional experiences through high-quality performances and innovative educational programs.




Circle of Giving Program

The CIRCLE OF GIVING program helps us enrich lives across generations. Every dollar you give goes to making music, and no donation is too small when our entire community works together.

FRIEND: $ 99-less

PATRON $100-$499

BENEFACTOR: $500-$999

TAKE A STAND for the music you love! Ticket sales only cover 46% of the total cost of performing five concerts each season. YOU can TAKE A STAND for the ORCHESTRA with a donation of $500 to $1,000 to help support our live, magical performances. Make your donation today and your name will appear on our TAKE A STAND donor listing in each concert program for a full year! Your name will also be displayed on our Music Stand board in the Temple Theatre lobby to recognize your generous support. Monthly and quarterly payment plans are available. You can TAKE A STAND by calling the SBSO office at 989-755-6471 or online by using the donation buttons below.

The SBSO has entertained generations of concert goers and continues to deliver superior concerts which greatly enriches the quality of life throughout the Great Lakes Bay Region!

ATTEND our musically diverse concerts and enjoy an exceptional live musical experience! The typical season consists of three masterworks classical concerts, one Holiday Pops and one pops concert.

EXPERIENCE tomorrow’s musicians today! The Saginaw Bay Youth Orchestra provides educational opportunities for youth throughout the Great Lakes Bay Region.

TAKE A STAND! It’s a tangible expression of your appreciation to our musicians who dedicate their lives to music making.

DONATIONS in any amount are appreciated and keeps our ticket prices affordable for all patrons. Ticket sales account for 26% of our revenue and general contributions account for less than 10% of our revenue.

You can also send a donation to our office or call (989) 755-6471 to make a contribution using your VISA, MasterCard or Discover card. Your tax-deductible gift will be recognized in our concert programs for one year.

Here is a special, personal and musical way to celebrate an anniversary, birthday, or other noteworthy occasion. Sponsor the music or artist this coming season and your tribute will appear on the concert page of our program. The music for tonight’s performance of (chosen piece) is sponsored by (name of donor) in celebration of their (event).

Celebrate a birthday. Honor a loved one. Welcome that new baby. Toast a deed well done. Recognize that special mentor in your life. Respect the loss of a loved one. This is a tremendous way to pay tribute to those people you love, to note a landmark event in your life, or to connect people who love music with your Saginaw Bay Symphony Orchestra. Your SBSO is honored to be included in your circle of family and friends. When you make a tribute gift, we will notify the person in whose name the gift was made or their family, unless you wish to remain anonymous. The amount of your contribution will be kept confidential to the recipient. The tribute will be listed in each of the SBSO’s program for the season. Simply contact the SBSO with the name of the honoree, the amount you wish to designate in their name or memory, and your method of payment. We do the rest.

As a loyal Saginaw Symphony Association dba Saginaw Bay Symphony Orchestra supporter, we want to make sure you are aware of the potential tax-efficient way to continue your support of our organization. Individuals may give their required minimum distributions from their IRA directly to a qualifying charity and avoid paying income taxes on that distribution. This is commonly referred to as an IRA charitable rollover. Here are the requirements of an IRA charitable rollover:
• You may transfer any amount of your required minimum distribution, up to $100,000, directly from your IRA. This opportunity applies only to IRAs and not to other types of retirement plans (e.g., 401k, 403b, etc.).
• You must transfer the funds outright and directly to a qualified charity from your IRA. The Saginaw Symphony Association (SSA) is a qualified charity. This is an easy process by which your gift comes directly from your IRA to the Saginaw Symphony Association.
• You must be age 73 or older at the time of the gift.


Frequently asked questions for Charitable Rollover to the SSA

Can my gifts be used as a Required Minimum Distribution (RMD)?
  • Yes, if you have not yet taken your required minimum distribution, the IRA charitable rollover gift can satisfy all or part of that requirement. Contact your financial advisor or IRA custodian to complete the gift.
My Required Minimum Distribution (RMD) is under $100,000 does this apply to me?
  • Yes, you can gift all or part of your required minimum distribution, up to $100,000, in order to avoid the income tax imposed on required minimum distributions.
I’m not required to take a Required Minimum Distribution (RMD) now. Are there still benefits to me?
  • Yes, there still may be taxed advantages to making distributions prior to age 73.
I’ve already named the SBSOA as a beneficiary, what are the benefits of making a gift now?
  • You are required to take a RMD while living, this may be the most tax efficient way to accomplish that as well as being able to see your philanthropic dollars at work.
Am I Limited to one IRA Distribution per Year?
  • You are not limited to one IRA charitable distribution per year. There is no requirement that the entire amount be made in one transfer or that the entire amount go to a single qualified charitable organization.  Donors can request multiple direct transfers from their IRA to qualified charities in a year, but only $100,000 will be excluded from income.
I’m turning 73 in a few months can I make the donation now?
  • No. The legislation requires you to reach age 73 by the date you make the gift.
I have an IRA, a 401(k), and a Pension, does it matter which account I use?
  • Yes. Direct rollovers to a qualified charity can only be made from an IRA
Can I make gifts of more than $100,000?
  • Yes, you and your spouse who is 73 or older can both give a distribution.

How has the Saginaw Symphony Association (SSA), Saginaw Bay Symphony Orchestra touched your life? Most of you share a stronger than passing interest in supporting your SBSO. We invite you to join your friends and neighbors in establishing a planned gift to the Saginaw Symphony Association dba Saginaw Bay Symphony Orchestra. A planned gift allows you to make a significant impact.

Benefits Of Planned Giving:

  • Potential income tax deduction
  • Reduction of income, estate and capital gains taxes
  • Increased financial security for you or your heirs while providing meaningful support to the Saginaw Bay Symphony Orchestra
  • Income for life paid to you and/or another beneficiary, such as your spouse or another family member
  • Ability to provide for people or causes that are important to you
  • Receive recognition for yourself or honor a loved one through a naming opportunity

The Saginaw Bay Symphony Orchestra has assembled an advisory team of trust officers, attorneys and financial planners who are volunteering to the Saginaw Symphony Association (SSA) their professional help to work with you and your financial and legal advisors to assist you in making a meaningful planned gift to support your Ann Arbor Symphony Orchestra’s music and education programs.

Types of Planned Giving


We will work with you, your attorney or your financial advisor to help you develop a gift arrangement that best meets both your philanthropic and financial goals. We welcome the opportunity to help you create your lasting legacy. If you have questions about planned giving, please contact Bonnie VanVoorhees at 989-755-6471 or


 While 81.5% of Michiganders give annually to nonprofits, only 2.8% leave bequests. The process is simple to leave a bequest. It can include cash, securities, stocks, real estate and other properties, life insurance, IRAs – each of which may help reduce your family’s estate-tax burden after your death. Sample Will Language:

…”I give, devise, and bequeath to the Saginaw Symphony Association/Saginaw Bay Symphony Orchestra, a 501c3 corporation under the laws of Michigan, the following property (or amount)…”

Suggested language to make a residual bequest of assets remaining after all specific bequests have been satisfied:

…”the rest, residue and remainder of my estate to the Saginaw Symphony Association/Saginaw Bay Symphony Orchestra.”


“__% (or fractional interest) of the rest, remainder, and residue of my estate…”

Suggested language for a contingent bequest to take effect only if those named as primary beneficiaries predecease you:

“…If any or all of the above-named beneficiaries do not survive me, I give the share that otherwise would have been his/hers to the Saginaw Symphony Association/Saginaw Bay Symphony Orchestra.”


There can be desirable tax advantages to giving securities. When you contribute securities that have increased in value, you can keep your cash for other uses and avoid the capital gains tax incurred when you sell appreciated assets. You also get a charitable tax deduction for the full market value of the asset, regardless of what you paid for it.


Through the use of Charitable Trusts you can leave a remainder interest to the charity of your choice or to your family whichever fits your needs.


Like the Charitable Remainder Annuity, a Charitable Gift Annuity pays you a fixed dollar amount for life, or for a term of years. The amount is determined at the time of contribution and is based on your age.


One of the simplest ways to provide for the Saginaw Symphony Association/ Saginaw Bay Symphony Orchestra is to name the SSA as a beneficiary of your retirement plan, IRA or other pension plan. By naming the SSA as the beneficiary of a retirement plan that could be highly taxed, you can preserve other assets in your estate that carry lower tax liabilities for your heirs.


The best way to give life insurance is to purchase a new policy naming the SSA as owner and beneficiary. The premiums that you pay on the policy are tax deductible. You may also designate the SSA as the owner and beneficiary of an existing policy and receive a tax deduction for either the replacement value or cash surrender value of the policy, as well as for any premiums that you continue to pay. You may also name the SSA as the beneficiary of your policy without giving up ownership.

Saginaw Bay Symphony Orchestra

Sponsorship opportunities

Sponsorship Opportunities

Corporate support from the leaders in our community is critically important to the economic health of the Saginaw Bay Symphony Orchestra.

Concert Sponsorship

$25,000 – Exclusive Concert Sponsor
$10,000 – Premier Concert Sponsor
$5,000 – Major Concert Sponsor
$2,500 – Community Arts Sponsor

Corporate Giving Levels

$300-$499 – Conductor
$150-$299 – Concertmaster
$149 and less – Supporter

Special Event Giving Levels

Culinary Concert-Take Out

$5,000 – Platinum Fork
$2,500 – Gold Fork
$1,500 – Silver Fork
$1,000 – Copper Fork
$500 – Bronze Fork

Holiday Housewalk

$3,000 – Title Sponsor
$1,500 – Underwriter
$1,000 – Benefactor
$500 – Patron

Chamber Music Series

$1,000 – Gold Sponsor
$500 – Silver Sponsor